If you're new here, you may want to subscribe to my email updates. Thanks for visiting!
Money doesn’t quite grow on trees, but here’s what I’ve done over the last 3 years…
Courtesy of www.the6thsens.com
I’ve opened 6 different checking accounts and 2 different savings accounts over the last 3 years to earn a total of $875 from just a few clicks of a mouse or the swipe of a card. That’s about $650 after taxes…still a nice little chunk of change if you ask me…
Making money with a few “out of the way” clicks of a mouse? TOTALLY worth it. Seriously…why NOT?
So how did I do it?…
LET ME COUNT THE WAYS… 1) $100 – Chase checking and/or savings account(s) (chase offer link)
2) $100 – Perkstreet checking account
3) $200 – Capital One checking account (click here for a print out – just type your name in the text box, print, take it to the bank!)
[NOTE: these offers are subject to change and may no longer be available]
So I got my Census 2010 in the mail today…took a look…couple questions gave mild “wtf” moments…
i.e. Were there any additional people staying here April 1, 2010 that you did not include in Question 1?
Translation: Are you hoarding illegal immigrants again???
What is your telephone number? We may call if we don’t understand an answer.
Ummm…please don’t.
Anyway…this whole Census idea got me thinking about where the country was 10 years ago…
Economically-speaking…
March 17, 2000
Dow Jones Stock Index: 10,595
March 17, 2010
Dow Jones Stock Index: 10,733
~0% Return on your money (annually)
OR…NEGATIVE RETURNS (after inflation and taxes!)
Not a good look…still investing despite the fact… Continue reading US Census: Life Checkpoint
JUST TRY IT
I’ve done my own taxes since my first real job in high school. But I know a lot of people who have never done their own taxes. I recommend everyone try doing their own taxes at least ONCE. Even if you get a professional (or your dad) to submit, at least go through the process so you’re not completely oblivious to what’s going on with your tax finances.
SCAVENGER HUNT? I’ll admit, it can be a bit confusing following all those complicated instructions (i.e. go to page X, then flip to page Y, and you’ll find your answer on page Z). But as convoluted as the instructions may be, they are all there to spell out EXACTLY.WHAT.NEEDS.TO.BE.DONE. so any literate citizen of the United States can do their own taxes with the help of a $4 calculator (make that $1.99!). I might be a little sick…but doing my taxes is fun for me – I look forward to it every year…it’s like a scavenger hunt…hey, I said I was a little sick! Leave me alone!
So what are you doing with your tax refund this year?
I don’t know about you, but I hate springing forward! I’m fine with falling back, but springing forward is so annoying.
Image courtesy of Rick Trotter.
TIME
Time is the most precious resource we have but we usually don’t realize it until it’s already gone. Losing that one hour HURTS (especially that first day back to work).
168 HOURS IN A WEEK
But it got me thinking…how much of our time is spent paying the bills? For example, at work…thinking about work…commuting to or from work…this can be a fairly depressing revelation. And most of us will remain in this routine until we’re 65!?! I’ve calculated it to about:
- 40% of my total time is work-related
- 33% is spent sleeping (especially weekend catch-up time)…
27% LEFT FOR ME
…And the remaining 27% of my total hours in a week is spent at my discretion doing things that I really want to do (besides sleep), things that I enjoy, and/or doing household chores or grocery shopping.
WASTING YOUR 27
Are you optimizing that precious 27%? Or are you wasting it away watching horrible reality tv (I know it’s not just me!). Continue reading Daylight Savings Time: Optimize Your 27
WELCOME
Hello. With this blog, I bring to you the knowledge that I have equipped my mind with via books, internet, tv, media, and fellow personal finance blogs. My credentials in the world of Personal Finance include:
- an undergraduate degree from the Wharton School of Business,
- a budding career at one of the most respected financial services companies in the world (which will remain unnamed),
- volunteer work with organizations such as Junior Achievement, Citi, and New York Urban League.
HOWEVER…
I have an alter ego. Her name is Dolla Thug. Dolla Thug???
Yes. Dolla Thug.
No, I’m NOT a rapper.
I’m just passionately obsessed with personal finance and very assertive with how I spend, save, and invest my money. I’ll write an article about how I got this name later…
GOAL
In this blog, I’ll give it to you straight. I won’t sugarcoat things. If you ask me a question about a financial matter, I will give you the most financially savvy answer I can and will direct you to the website that can provide more information. I want this site to be an open forum and I welcome challenging questions, thoughts, and ideas. So feel free to COMMENT, please!
DON’T BELIEVE THE HYPE
Dolla Thug is here to challenge the laws of consumerism and marketing propaganda that has been fed to you since birth!
TO EACH HIS OWN
In case we have differences of opinion, I try very hard to not come off judgmental or condescending in any way. When it comes down to it, your money is your money. My money is mine. What you do with yours is your business.
BOTTOMLINE
I have a frugal-focused opinion aimed to get you to at least THINK about the opportunity costs of frivolous spending. For some, that opportunity cost involves their emergency fund…or the ability to afford the purchase of a home…or the ability to EVER retire…Whatever it may be, there is a cost to every financial decision we make in life.
DISCLAIMER For the record, I am not a certified financial advisor of any kind and will not be held legally responsible for any misuse of the content of this site.
So ask yourself…do you have a lil Dolla Thug in you?
To contact me with any ideas, questions, suggestions, or feedback please email: dollathug@dollathug.com
Or: dollarthug@dollarthug.com
For the record, I am not a certified financial advisor of any kind and will not be held legally responsible for any misuse of the content of this site.
Recent Comments